Public Entities Self-Insurance Programs

Public entities self-insurance programs qualifying for exemption from the insurance code

Instructions Summary

ORS 731.036 lists various "persons" that are completely exempt from application of the Insurance Code. Each subsection describes the type of entity and the specific activity that qualifies for exemption.

The Insurance Division requires the entity to file documentation BEFORE establishing the self-insurance program that proves it meets all the requirements for exemption.

The public entity should plan to file the documentation with the Insurance Division 3 to 6 months before implementation of the self-insurance program.

Click on appropriate link below for filing instructions.

• ORS 731.036(4)

  Person/Entity: Public bodies as defined in ORS 30.260

  Activity: Individually or jointly establishes a self-insurance program for tort liability in accordance with 30.282

• ORS 731.036(5)

  Person/Entity: Public bodies as defined in ORS 30.260

  Activity: Individually or jointly establishes a self-insurance program for property damage in accordance with 30.282

• ORS 731.036(6)

  Person/Entity: Cities, counties, school districts … or districts defined in ORS 198.010 and 198.180

  Activity: Individually or jointly insure to provide health insurance to employees and dependents

• ORS 731.036(10)

  Person/Entity: Two or more affordable housing entities as defined in 731.036(10)(b)

  Activity: Self-insurance program for tort liability or property damage in accordance with 30.282(6).

• Exempt Public Entities list