Consumers’ role in health insurance rate reviews
Oregon encourages public interest in its health insurance rate review process. We review and must
approve the rates for small employers with 2-50 employees, for people who get insurance on their
own through individual plans and for consumers with portability plans. We do not review rates
for larger employers.
Citizens not only have the ability to view rate requests, but also to provide comment. These
comments will be posted on this Web site and will be part of the review of the proposed rate.
If you sign up online:
- You will be notified by e-mail when an insurance company seeks a rate change and can view
the documents online.
- You can comment on a rate request during the 30-day period that starts when the request
is filed.
- You can view what other people have to say.
- You will be notified by e-mail when the Insurance Division of the Department of Consumer
and Business Services makes a decision on the request.
How to receive e-mail notifications
- Visit: https://service.govdelivery.com/service/multi_subscribe.html?code=ORDCBS&custom_id=276
- Enter your e-mail address. You will see a list of Insurance Division topics. Look for the
box that says "rate filings." Click for a list of insurance companies. Select the
company (ies) you want to track. Click on the name of the company to select your type of insurance.
For example, if you buy insurance on your own – and don't get it through an employer
– you would select "individual."
- When you get e-mails, you will see a link to the rate request of your company and you
will see how to comment or view others' comments.
You can also look up a rate request on the search page below:
Learn more about health insurance rates at:
