Health Benefit Plan Rate FilingsHouse Bill 3103, passed by the 2007 Oregon Legislature, requires insurance rate filings for individual, portability and small employer group health benefit plans to be available for public inspection. The requirement applies to filings made January 1, 2008, or later. Rates charged by insurers for these health benefit plans must be approved by the Insurance Division of the Department of Consumer and Business Services (DCBS). Rate filings covered by the law can be accessed through a search page on the Insurance Division's Web site. You can view rate filings when they are submitted to the Insurance Division. You also can view rate filings that have been approved by the division for use in Oregon. Each rate filing includes a Rate Filing Summary that summarizes the filing. The law allows the DCBS director, upon request by an insurer, to exempt from disclosure any part of a rate filing that the director determines to contain trade secrets that, if disclosed, would harm competition. Questions?If you have questions about rate filings or the review process, please e-mail them to us. |
