Licensing Application Procedures

Individual Producers
Oregon Resident

Background check information

• The Insurance Division is required to perform a fitness determination on all applicants for a resident license.
• Applicants with criminal convictions should consult the Oregon Administrative Rules for guidance on convictions. The following link will take you to the administrative rules related to background checks and the fitness determination that is done on each resident applicant. http://arcweb.sos.state.or.us/rules/OARS_800/OAR_836/836_072.html.
• These administrative rules describe the crimes relevant to a fitness determination, and set a time line for when these crimes can be considered when evaluating an application.
• A criminal conviction does not automatically disqualify a person from receiving a license. The Oregon Insurance Division reviews each application individually, and makes a determination on a case-by-case basis after evaluating many factors.
• Certain crimes involving dishonesty, or breach of trust require a waiver from our office in order to participate in the business of insurance. The following section contains information on obtaining this waiver.

1033 Waiver Information

The Violent Crime Control and Law Enforcement Act 18 U.S.C. §§ 1033 prohibits certain activities by or affecting persons engaged, or proposing to become engaged, in the business of insurance:

Persons convicted of certain crimes involving dishonesty or breach of trust are required to obtain the written consent of the appropriate state insurance regulatory official. The written consent must specifically state that consent is given for the individual to engage in the business of insurance pursuant to 18 U.S.C. § 1033(e).

Any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust, or who has been convicted of an offense under this section, and who willfully engages in the business of insurance whose activities affect interstate commerce or participates in such business, shall be fined as provided in this title or imprisoned not more than 5 years, or both.

This application will be reviewed by the chief insurance regulatory official in this state to determine if written consent should be granted allowing you to participate in the business of insurance in Oregon.